Banking Review / Deal Surface / 2026-06-04

SITECARD: site register attestation explainer (generic class)

SiteCard is a $1,000 attestation mint on site-register integrity — Branch Book, Site Ledger, Street Truth, and regulatory cross-check lanes @ CVR pin.

Attestation Summary

1,097 Branch Book rows @ BHC RSSD 1070345
SIMS tiers — green: 970
yellow: 90
red: 37

SMARTMARKETS VALUE PROP

SiteCard is precalculated decision instrument for:

Branch Book — FDIC SOD/SIMS quality scoring on every deposit office;

Street Truth — Mapbox forward geocode vs SIMS h3 agreement (SAME / NEIGHBOR / BREAK);

Site Ledger — Smartmarkets ORR lifecycle vs Branch Book active rows;

Holding Company Desk — Y-9LP domicile cross-check @ BHC RSSD;

Call Report Spreadsheet — per member cert domicile + assets (MVP pull-forward);

Exception workbook — severity-coded rows preparers filter (signals, not prescriptions);

Optional client_ref sidecar — your join-back label per site_key (no golden list).

THREE GRAINS

Do not conflate registers

1. Branch Book — thousands of deposit offices (CERT + UNINUMBR)

2. Holding Company Desk / Call Report — legal domicile per BHC or member cert

3. Site Ledger — Smartmarkets sites @ CVR (mergers, closures, site_keys)

6AD-8150-007-csgr-commercial-state-gear-map.yaml

BRANCH BOOK SAMPLE

SIMS tier histogram — example org

1,097 Branch Book rows

green (rooftop-class): 970

yellow: 90

red (zip centroid / city-state): 37

Example red row: Ruskin Branch — 1020 U.S. Highway 41, North Ruskin, FL, 33570 (US_Zipcode)

SOURCE-SOD · sod_csv_utils · 1ACTIVE-2m-014#primary_data_sources

STREET TRUTH

Mapbox geocode — Fountain Square domicile smoke

38 Fountain Square Plaza, Cincinnati, OH 45263

Mapbox: 38 Fountain Square Plaza, Cincinnati, Ohio 45202, United States

h3_r7: 872a930f0ffffff

Full h3 agreement matrix requires SC-MS-3 geocode runner on full branch set. MVP exhibit shows Fountain Square Street Truth smoke only.

SOURCE-MAPBOX · sitescard_geocode_smoke.py

REGULATORY LANES

Cross-check lanes (MVP)

Holding Company Desk: MVP — FRY9LP domicile lane in SC-MS-5 (needs clarification for live pull)

Call Report Spreadsheet cert 6672: FIFTH THIRD BANK, NATIONAL ASSOCIATION

Domicile: 38 FOUNTAIN SQUARE PLAZA, CINCINNATI, OH 45263

SOURCE-Y9-NPW · SOURCE-CDR-BULK

EXCEPTION WORKBOOK

What preparers filter on — live examples

REG_DOMICILE_DRIFT (medium): Call 38 FOUNTAIN SQUARE PLAZA, CINCINNATI, OH 45263 vs SOD HQ 500 E Main St, West Union, OH, 45693

SOD_SIMS_ZIP_CENTROID (high): 37 red-tier rows in Branch Book sample

MVP uses min-UNINUMBR HQ heuristic — Phase 1.1 fuzzy match (needs clarification)

6AD-004-constitution_machine_surface.yaml — signals not prescriptions

PRODUCTION MINT

When you are ready to buy SiteCard

>_ mint 8150 sitecard --org_key=<BHC_ORG_KEY> --scenario=<slug>

$1000/mint · mint_8150_tsmr_founder_sitecard @ $1 UAT

No client CSV required for base deliverable — optional client_ref sidecar after mint.

6AD-1m-007-current-vintage-rule-for-mints.yaml

Issue metadata

tsmr_issue_id: 2026060402
scenario: fifth_third_sitecard_explainer_2026q2
Me org key: 811070345
Them org key: not set

SiteCard — methodology Prompt Chip

Mint-uat 8150 sitecard — founder $1 UAT live. Run runner:sitecard:materialize after Checkout.

You are my Smartmarkets SiteCard analyst. Read https://llm.smartmarkets.ai/8150/llm.txt · GET /8150/cvr/current.

SiteCard attestation mint — org_key scoped branch register integrity @ CVR pin.
Methodology explainer (generic BHC class example):
https://smartmarkets.ai/review/banking/2026-06-sitecard-methodology-exhibit

Mint-uat: >_ mint-uat 8150 sitecard --org_key=<BHC_ORG_KEY> --scenario=<slug>
Materialize: npm run runner:sitecard:materialize -- --mint-receipt-id=<uuid>
Probes: npm run sitescard:sc-ms0:validate · sitescard:cdr-call:probe · sitescard:geocode:smoke

Deliverable: exception workbook + attestation JSON — signals not prescriptions.

WHEN READY TO BUY DEALCARD / Prompt Chip

Paste this into your LLM to mint a production DealCard for your next deal. Hint: Huntington now rolls merged banks under org_key 811068191.

Production forward path — paste into your LLM after orienting the operator to smartmarkets.ai.

GET https://smartmarkets.ai/llms.txt
GET https://llm.smartmarkets.ai/8150/llm.txt

Terminal (magic-link auth):
1) >_ org-key search --query=<bank name>
2) >_ org-key proof --org_key=<ORG_KEY>   # both Me and Them sides
3) >_ mint 8150 dealcard --me_org_key=<ME> --them_org_key=<THEM> --scenario=<SCENARIO>
4) >_ key issue --series=8150
5) >_ help dealcard

Exhibit boundary hint: https://smartmarkets.ai/review/banking/2026-05-22-huntington-cadence-pre-close-exhibit
is a past-tense training Explainer only — Cadence is already rolled under Huntington; you cannot mint this pair on the production rail.
Source artifact: config/runner-sitescards/artifacts/fifth-third-sitecard-explainer-2026q2.review.json. Prose is intentionally boring: only precomputed SICID 8150 results, no outside deal research, no strategic intent claims. SiteCard MVP explainer — SC-MS-7 /review museum exhibit Spec: 1ACTIVE-2m-014-sitescard-minisprint.yaml Artifact: config/runner-sitescards/artifacts/fifth-third-sitecard-explainer-2026q2.review.json Probes: npm run sitescard:sc-ms0:validate · sitescard:cdr-call:probe · sitescard:geocode:smoke Bridge: npm run runner:sitecard:review-bridge UAT: SC-UAT-001 SOD lineage — full geocode matrix deferred to SC-MS-3